Frugal Living

One of our short term goals (I say this loosely because we don't have an exact time frame yet) is to get into our own home in a peaceful area and live a bit more self-sufficiently. In order to achieve this goal we have to gain control of our finances and work hard. We're determined but we need the tools, prayer and guidance.

Both of us have read Dave Ramsey's Total Money Makeover (I more than once) and we own it. Today while Dave Ramsey has a big sale on his website, I ordered this Designer Envelope System

and another book by Dave.

I also plan on starting Dave's Financial Peace University at a local Church this winter to help even more. I really am inspired by Dave, his philosophy, his Christian heart and the fact that you can't purchase anything of his with a credit card! It has to be a debit card or a sweep from your checking account. Smart man.